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    Federal legislation was introduced here in both the U.After hour. House of Representatives and U.S. United states senate in 2009 to crown the cost of credit at 36 percent. In 2006, Congress put into law a 36 percent number cap to protect of the service members and your families from abusive giving. Thirty-six percent is also how the limit set by some FDIC's Responsible Small Bucks Lending Guidelines and happens to be double the cap to get federally-chartered credit unions.

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